Don't Procrastinate on Dental Treatments - Use Your Insurance Benefits or Lose Them
Your dental insurance comes with benefits. These benefits are available in the form of coverage for a variety of dental procedures and treatments. However, it’s important to use your coverage before the end of the year, or else you and your family will lose it.
Dental Insurance Benefits For Your Family
Most insurance plans offer impressive coverage for procedures and treatments that are preventative in order to maintain proper dental health. These procedures typically include your dental cleanings, and your insurance covers two a year for everyone in your family. Your annual x-rays are most likely also covered as preventative care.
Other procedures, such as dental crowns, may also have substantial coverage with your insurance plan because they protect and strengthen a damaged tooth so that it doesn’t need to be extracted. Missing teeth can negatively impact your jaw and even your facial structure if not addressed in a timely manner.
Understand Your Dental Insurance Limitations
Most insurance companies may set a limit on how much they will pay out per year, per person. If you haven’t used their money’s worth of treatments by December 31, there is no rollover.
In addition to knowing your insurance’s limit, it’s also important to understand the deductible. With a deductible, your insurance will not offer coverage until you’ve spent the amount of your deductible. After it’s been paid, your coverage is good for the calendar year. Essentially, you’re paying a premium, so you must use your coverage benefits in order to get the most out of the money you have paid.
Don’t Procrastinate on Treatments
We highly recommend that now that it’s December, you don’t avoid essential dental treatments. In doing so you not only waste money by having to deal with paying an all-new deductible to regain your benefits, but you also lose out on the opportunity to have your treatments at least partially paid for by your insurance. Not using your benefits before the end of the year also puts your overall dental health at risk by avoiding necessary treatments such as dental crowns, bridges, or root canals.
Centra Dental Accepts Different Insurances For Your Family Dental Needs
We want our south Houston patients to get the most out of their insurance so they can take the best care of their teeth. This is why we accept many in-network dental insurance plans, such as Aetna, Cigna, Delta, Guardian, Lincoln, United, and much more. If you and your family have any outstanding dental treatments, then please book an appointment with us so we can schedule a visit with you before the end of the year.