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Dental Insurance Explained

Dental Insurance Explained

When working, most people receive dental benefits through their employers but may forget about the premium that both employer and employee must pay in order to keep a dental insurance plan. This premium is paid upfront, so the money is completely wasted if you don’t visit the dentist enough throughout the year. If you don’t go to the dentist before the end of the year, then you will lose the chance to use your benefits.

How Do Your South Houston Dental Benefits Work?

There are different kinds of dental insurance plans, each with different benefits. "Benefits" is the term we use to refer to coverage for different dental treatments, meaning your insurance will pay a portion of your treatments. Which dental insurance plan and benefits you get depends on your employer. However, most plans will offer substantial coverage for your routine dental cleanings, which should take place every 6 months. Other benefits you may have include coverage for root canals, crowns or bridges, dentures, and more, but this will depend on the plan you buy.

Dental Benefits Will Expire by the End of the Year

Insurance providers set a deadline of December 31st of each year. If you do not use your benefits by then, there is no roll-over, so you are unable to save multiple treatments for the next year when your insurance and premium reset. On the other hand, there is still some time to take advantage of your benefits. If you or your family have any of the aforementioned treatments outstanding, now is the perfect time to schedule an appointment with our South Houston dentists to get those treatments completed. We want to make sure you get your money’s worth and can take advantage of all the benefits you have so you can be as healthy as possible.

Centra Dental Accepts Many In-Network Insurance Plans

We want our south Houston patients to get the most out of their dental insurance so they can take the best care of their teeth. This is why we make sure we are in-network with several insurance plans, such as Aetna, Cigna, Delta, Guardian, Lincoln, United, and much more. If you have an outstanding treatment or dental check-up please book an appointment with us so we can see you before the end of the year.