Most people receive dental benefits through their employers, but it may be confusing to some. Here is all that you need to know about your dental insurance and the benefits that come with it.
Dental Insurance is a Necessary Expense
You cannot obtain dental insurance unless both you and your employer pay a substantial premium upfront. However, this premium is what gets you the many benefits you can take advantage of during the year. Without dental insurance and its benefits, you put your teeth at risk of severe damage and/or rot. Additionally, many of the earliest signs of illness and disease first appear in the mouth, so it's crucial that our family dentists see you regularly.
Dental Benefits Will Expire by the End of the Year
There is one condition, though. If you haven’t used your benefits before December 31st, then you will lose those benefits. Keep in mind that If you do not use them by the time the year is over, there is no carry-over, meaning you are unable to reserve multiple treatments for the next year when both your insurance and premium reset.
How Do Your South Houston Dental Benefits Work?
Because the premium is paid upfront before you obtain dental insurance, the money invested is completely wasted if you don’t take the time to visit the dentist enough throughout the year.
There are multiple kinds of dental insurance plans, each with their own benefits. Benefits are what we refer to as coverage offered by your insurance for different dental procedures and treatments, meaning your insurance will pay a portion of the services you seek from our South Houston dentist office. Most plans offer substantial or complete coverage for routine teeth cleanings every 6 months, which serves as the perfect incentive to get the preventative care you need to achieve the healthy smile you deserve. Other benefits may come in the form of coverage for root canals, x-rays, dental caps/crowns, and possibly dentures or dental bridges, since these are restorative procedures that protect the rest of your teeth.
Centra Dental in South Houston Wants Your Family to Have Healthy Smiles
Although it may seem early in the year, it’s never too early for your entire family to have healthy teeth. Now is a great time to start planning and scheduling necessary treatments with our South Houston family dentist. This way we can help ensure you get the most out of your allotted benefits early on, so you aren’t scrambling at the last minute during the busy holidays. Because we want you to take the best care of your teeth, we are in-network with several insurance plans, including Aetna, Cigna, Delta, Guardian, United, and much more. If you have an outstanding treatment or teeth cleaning, please book an appointment with us so we can see you before the end of the year.